Gary  Phillips

Gary Phillips


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Nicole Kennedy


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Gary  Phillips

Gary Phillips



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Your testimonials are important to us. If you would like to submit your testimonial, please send us an e-mail with your full name and remarks to include on this page. We appreciate your business! 

We are happily living in our new residence  having sold our Muskoka home recently.

After we decided to sell, we chose local Realtors Gary and Karen Phillips, The Phillips Team to handle our sale. I knew them as a couple who are active in our community, with a reputation for being highly professional and effective as well as friendly and personable.  From beginning to end we felt we were in the best of hands. With Gary and Karen’s guidance our home was marketed to encourage buyers based on their excellent experience and up to date knowledge of this active and fast-selling market.  The house sold literally overnight at a price we were pleased to get. Gary and Karen also acted for the buyer in a very professional manner that facilitated a smooth deal between buyer and seller. Perhaps most appreciated was the help to determine what would be a fair bid on our new house. The hot market of late has triggered bidding wars and limited inventory for buyers, so getting it right when you have found your “Forever Home” is essential. This sound advice definitely allowed us to to be the successful bidders of the home we wanted. 

It’s a huge deal when you are buying or selling property in today’s changing market so it’s essential to choose knowledgeable agents you can trust fully to make the right deal happen. With such positive outcomes in selling and buying we are happy to recommend Karen and Gary to represent you for your future Real Estate needs. 

Karen Cox & William Wedlock, Parry Sound-Muskoka, ON 

 Dear Karen and Gary,    

I wanted to send a huge thank you to you both for helping me find and ultimately buy my new home.

My venture started out quite innocently while living in the GTA.  I sought out more information about a listing I had come across a listing on MLS, so I submitted my name and phone number through the MLS site which goes directly to the agent for the listing.  To my surprise, by the next morning, I received a telephone call responding to my inquiry--it was Gary Phillips.  He was very professional in sharing with me the many details of the listing.  He informed me there were indeed, others interested.  He invited me to view it, so within just over a day, I was able to arrange to meet Gary at the property.  

The rest is history.

Karen jumped in immediately to assist me with my offer, providing so much professional information, ensuring every step was covered and no mistakes were made.  I immediately felt comfortable working with Karen and Gary.  The support was sincere and quite frankly, amazing!  They both worked so well together, helping me every step of the way, enabling me to make the necessary informed decisions with regard to my preparation of an offer.  There were things that I would never have considered, legally and otherwise.  

Make no mistake, if you are lucky enough to have this team on your side, you will not be disappointed.  I am thrilled to say, that with all their hard work, sticking by me through all communications between the seller and me, my offer was accepted!  This team worked late into the evening to assist me, and provide any information/feedback, whatever the question or concern!

I highly recommend Gary and Karen Phillips for any real estate transaction.  They both will work very hard for ‘YOU’.  They are very knowledgeable about the real estate industry especially in the Parry Sound/Muskoka area. 

Thank you for supporting me Gary and Karen, and for making my dream come true.

Yours sincerely,

S. Heal, Parry Sound, ON 

We are very happy with the professional and considerate handling of the sale of our house by the The Phillips Team.

Karen and Gary did an excellent job in presenting the property and vetting offers. All aspects of their interaction with us, the information they provided, and their availability were of a caring and expert nature. They were also very attentive the the COVID-19 safety protocols.

We highly recommend The Phillips Team. You can trust your real estate transactions with them.

Robert Higgins, Parry Sound, ON 


You both are by far the best Realtors that we have ever used!  Feel free to stop into our cottage sometime if you are in the area (see your signs all over)!  

Terry and Colleen Dowdall, Angus, ON 






Shelagh and I want you and Gary to know that we thought the property was extremely well presented, that all our questions and concerns were addressed with tact and respect and that a difficult decision and process was made much easier as a result. We could not be happier with the result. Thank you both for all your help and support!

Shelagh & Richard Bowden, Thornbury, ON



From our first contact with The Philips Team to our closing day we were very impressed with the professionalism and integrity of Karen and Gary. They had great knowledge of the current market and assisted us in all aspects of selling our home from establishing a selling price, staging our premises, developing a sound marketing plan and implementing it. They listened to our needs, provided advice when required, and helped us sell our home in a very timely fashion. Their client -based approach is to be commended. We highly recommend this team to anyone requiring the services of a Realtor.

Brian and Lucille Reed
Burlington, Ontario



What a great experience we had selling our off grid, wilderness, Georgian Bay island cottage. The lengths you both went to when we couldn’t be there was so appreciated. From putting out the patio cushions and sweeping the boardwalks to understanding the ins and outs of the property. Thank you so much for your expertise. We know that we picked the right Realtors to represent us!

Nick & Helen Kuipery
Acton, ON



Karen and Gary make a fabulous team! They were informative, quick to act, and helped to ensure we got the cottage property we wanted.  We were so confident in their abilities that we bought it site unseen and couldn't be more thrilled with our purchase.  An amazing location on Georgian Bay at a good price. What more could you ask for?

We would highly recommend The Phillips Team for your cottage purchase!

Thanks again Karen and Gary for making our dream of a little piece of paradise come to fruition.

You're the best!

Cheers from Virginia & Mike Vader, Hamilton, ON

Hi Karen and Gary,


We just wanted to let you know how much we appreciate all the work you put into getting this deal done! You were both very helpful with all our questions(and patient!), and got the answers we needed on everything we asked. Helping us purchase a cottage on First Nations leased land must have created many new and unusual hurdles for you which you handled very well and professionally.

Thanks again for all your help!!

Michelle and Pete Fleury, Hamilton, ON

I cannot thank you enough for all of your help and sound advice.  As you know, this has been a very difficult process for us and you have single handedly made it all seem manageable. Even though our hopes are to keep this property in our family forever, you will be our first call should it not be feasible in our future.  I will also recommend you to anyone to who asks about real estate in Ontario cottage country.

Thank you again for everything!

(Mary) Christy Ward

Hello Karen and Gary,

Thank you for your help in selling our cottage so quickly. We were impressed with how efficient you worked throughout the process. You made it very easy for us!

Wishing you all the best,
Kathy and Ed L.

Hi Karen & Gary,

To add to my previous email, we were also pleased with the various methods you used to advertise the cottage and the fact you kept us informed each time there was a showing as well as the outcome of each one.  You responded quickly to our emails and addressed our concerns and questions to our satisfaction which reinforced our collective agreement that the right team was chosen to sell our property.

Once again, thank you,

Lynn Robitaille
Tiny Township, Ontario

We are so impressed by the quality of service delivered by our Realtors that we would highly recommend The Phillips Team to anyone considering buying or selling property, a home or cottage.Both Karen and Gary are knowledgeable, courteous and particularly good listeners. From our first meeting with the couple, we realized that they have professional work ethics, they know and love the Georgian Bay, especially the Parry Sound and Moon River areas, and they know how to market the quality of life in nature. Our place had multi media exposure on the web site and in their real estate magazine -  and sold in a few short months.

Despite Gary’s warning that water access properties sometimes take months and even years to find the right purchaser, he attracted clients within a month of advertising. Unfortunately, we were unable to go and open the cottage in early spring so Karen and Gary went above and beyond our expectations, and with our permission, took it upon themselves to open and carefully prepare the place, bringing forth the best features of the whole property. They worked diligently and throughout the entire process, Karen kept us informed by e-mail or by telephone on more urgent matters.

We have nothing but praise for Karen and Gary. They are a wonderful team to work with.

Lynn Robitaille, Rosita and Gus Desroches
Tiny Township, Ontario

It was such a pleasure to work with Gary and Karen Phillips on the sale of our cottage.  They were so accommodating and professional throughout the entire process.  This was our first time selling a property and they were both very patient and thorough in answering our many questions.  If we had a concern it was dealt with promptly and courteously.  They were always readily available throughout the time it took to sell our property. They took what potentially could have been quite a stressful experience and made it very easy.  I would not hesitate to recommend this amazing team to anyone interested in buying or selling a property.

Neil and Cathy Bates
Barrie, Ontario

We are writing this letter of recommendation in appreciation of the stellar service we received from Gary and Karen Phillips with respect to a recent real estate transaction. Gary and Karen listened carefully and took time to understand our needs and what we were looking for.  They discussed our concerns and clearly answered any questions we had. The Phillips Team have a passion for what they do and it shines through in their integrity and competency when dealing with clients such as ourselves.

Nigel Begg & Sandi Felice
Milton, ON

My experience with the Phillips Team confirms the high praise shared by other clients. As a cottage owner on Georgian Bay for 27 years I would add one further observation. Karen and Gary’s special gift is understanding the emotional bond an owner has with a cottage. They helped me negotiate the winding path between listing and selling my home.They were there every step of the way complementing one another’s skills without being exploitative or obtrusive.  Their empathy alloyed to their business acumen is a tribute to their profession.

Rabbi Arthur Bielfeld, Toronto,Ontario

Gary and Karen were courteous, professional and highly motivated throughout the process of selling our house. They always kept us informed and were there to help with any hurdles which presented along the way. Their well honed marketing skills and business acumen assisted greatly in our getting a good price for our home in a timely fashion.I would unreservedly recommend the Phillips Team to anyone buying or selling a home.

"It was a pleasure to meet you both and to do business with you.  Your efforts made selling our house an easy and painless process during challenging times."

Vida Bowbrick, Parry Sound, ON


 Thank you and Gary for a super job. We would be really, really pleased to recommend you two for anything in the future, or to anybody. Thanks for a wonderful job!

Alan & Sheila Blair
Carling/Ottawa, ON

After more than two years of looking, my wife and finally found our cottage.  Gary was the listing agent and at the time I had kind of lost hope so I was just browsing on my own when I came across Gary’s listing.  I am seasoned in real estate both as a buyer and seller and it is not the norm for me to use the listing agent to buy the property I’m interested in.  After a quick inquiry and conversation with Gary, I felt the need to meet him and have him show me his listing.  I can tell you that Gary and Karen where nothing but real professionals during the entire process.  I really appreciated Gary’s honesty and loyalty to the seller, yet felt very fortunate and comfortable with him brokering the deal between the two sides.  It was equally impressive that Gary didn’t feel the job was done just because the deal was done.  Both Gary and Karen were always available to answer any questions from start to end!

In the end, we couldn’t be happier with the purchase of our cottage.  We would definitely recommend and use The Phillips Team to buy or sell a property should we do it again.

Thanks Gary and Karen!

Scott and Angela Parker

Hi Gary and Karen:

Thank you very much for your help in locating and purchasing a new home. The service we received was both professional and caring. We truly felt you had our best interests at heart. We felt you both listened to what we wanted and pointed us in the right direction. Our calls and emails were promptly returned and the information we requested was provided. Your expertise guided us through the complicated purchase process and paperwork. Anytime we have worked with you both personally or professionally through our home inspection business the level of service provided to us as well as your other clients was noted to be exemplary and we would not hesitate to recommend The Phillips Team to anyone looking to purchase a home or property.
Again thank you very much.

Roly and Sue Wight
Clearview Home Inspection

Gary and Karen.

We found an outstanding team in the Phillips Team!  Both Gary and Karen are wonderful people to work with in selling a cottage property.  They form a great partnership and together make sure that everything that needs to be done is completed promptly and efficiently.  They keep you informed every step of the way.  They know where their target market is located and make sure that Bay properties are advertised to interested people. Gary is very passionate and familiar with the Bay and all that it has to offer.   He knows local rules and regulations.  Karen is the one who sends the e-mails with all the listing statistics.  She is quick to reply to any questions or concerns.  We were always informed when a prospective buyer was coming to view the property.

We are really pleased with our choice of real estate team to sell the cottage.  We would definitely recommend them to anyone interested in selling their cottage.  Thank you for your assistance.


Dale and Marcia Sutherland

Gary & Karen,

Thanks again for all your help in selling 31 Hurdville.  Very professional work in difficult circumstances and very much appreciated.

Terence Land
Gore Bay/Parry Sound


We had lived in the Parry Sound area for 32 years, so it had been a long time since we needed the services of a Realtor. When the time came for us to move to the West Coast, we talked with several Realtors in our area but didn’t have a good feeling about anyone with whom we spoke. A friend gave us a referral to a Realtor in the Toronto area who dealt with properties in “Cottage Country” and he referred us to Gary and Karen, “The Phillips Team”.

It has been a more than satisfactory relationship. From the first meeting we have been so comfortable working with Gary and Karen and have had full confidence that they would do their best for us. Though this was a very busy season for them, they were so generous with their time – always making us feel like selling our properties was as important to them as it was to us. They always made time to answer our questions, give us advice on the best way to show our properties to the best advantage, and lead us through the maze of paperwork that the sale of several properties creates.  They moved things along on our time line and with our needs always taken into consideration.

We cannot stress enough how much we appreciated and enjoyed working with them.They are excellent, knowledgeable Realtors who listened to and responded to our needs. They helped us through several problems which were outside the scope of the sale of our properties – not because it impacted on our sale but because they are such kind and compassionate people.
We were so fortunate to have The Phillips Team recommended to us and we would not hesitate to recommend them to anyone else.

Thank you Gary and Karen for all you did for us.

Lloyd and Silvia Lautzenhiser
Parry Sound/British Columbia

For years, my wife and I have been coming to the Woods Bay, Georgian Bay area for the excellent camping and fishing found there. As we grew older and started to hurt in places we did not know we had, camping lost its appeal and we began to look for a property in the area. When we inquired with Gary about a property on Woods Bay, he helped us as our Realtor. He put in our offer in a formal fashion, worked with the seller and us in a fair, timely and professional manner, and facilitated the deal from the beginning to the end. When we asked for additional visits and inspections he was always there, and in fact arranged to get the owner to meet with us on site.

One thing that we really liked was that our offers and counter offers were done online with no delays or undue pressure, thus avoiding long drives from Toronto and negotiations out of our car or at a coffee shop. We found the experience very enjoyable, gratifying and fulfilling in making our dream become a reality. We will recommend The Phillips Team to all our friends and colleagues interested in Georgian Bay and Muskoka real estate.

Zenon and Bogmila Fraczkowski
Toronto, Ontario

After the amputation of Hope’s right leg it was apparent that we could no longer continue to live safely in our water access island home of thirty years. We became aware of a property closer to town, still on the Bay and drive to. The interior of this house was more accessible for a wheelchair and the landscape offered more outdoor freedom. It was a rare find for our needs. Our goal was to sell the island home, then purchase and move into this house before winter set in. Without the outstanding help of the Phillips Team we never could have realized this move.

Karen and Gary went way above and beyond the usual business relationship of a real estate team. In a friendly and diligent manner they sold our island home, helped us purchase the drive to property and move just before winter set in.

Our first few weeks in the new home were magical, with a picturesque snowfall that delighted a visiting two year old great grandson along with his mother and our daughter. This daughter is in the military and was about to be shipped to the Middle East for six months. We had become worried that we would not have an opportunity to be with her before she left if we stayed on the island where access was limited. Because of the efforts of Karen and Gary getting us into our new home before she left, this visit was possible.

We highly recommend The Phillips Team as the right persons to transact any real estate business that a person may have. They are honest, very knowledgeable about the Georgian Bay area and work hard to help their clients.

Hope McCron & Charles Appelbe
Parry Sound, ON

Dear Gary and Karen,

We would like to thank you for helping us find and purchase our Island cottage on Wahsoune Island, Georgian Bay. Gary was very professional and knowledgeable about the various properties we were interested in and saved us a lot of time and energy and was able to show us all the properties in the same day. We were especially appreciative in that if we had chosen another agent we wouldn't have been able to see Island properties as not all agents actually have a boat to take us out on. Gary went out of his way to show us the property that we eventually purchased 3 times before the deal was finalized. We thank you for this! Karen was also very gracious in letting us tour their home and use their washroom! A long day on a boat and you are very grateful for these things. They were both a very upbeat and friendly couple who went out of their way to help us find our perfect spot! We would definitely recommend their services.
Kim and Janice Kinat
Guelph, ON


I recently came to the Parry Sound area due to a job relocation move from out of province. I had talked to other realtors however they seemed somewhat more interested in listing properties than finding properties. I got in touch with Gary and found him to be very helpful and sincerely interested in finding me a place to live. I was specifically looking for an acreage and very much appreciated Gary's knowledge of the area and helpful tips and hints as to what to look for and look out for in the process. Gary is a very friendly and personable guy and exhibited honesty and integrity throughout the whole process. I have no hesitation recommending himself and the Phillips Team to anyone looking to buy or sell a property.

Terry Zieber
Parry Sound, ON

Thank you Phillips Team! We are so fortunate to have selected Gary as our Real Estate agent when we decided to sell our family home and for purchasing a new place to live. You took the time to check in with us regularly and to update us on the progress of our listing.  You often times went beyond the agent's job of selling, making sure we were ready for the big move. Your concern for our welfare was amazing when there was to be a large period between selling our home and the purchase of the new one.Thank you for your patience as we checked out every listing until we were able to find the one that was perfect for our lifestyle.  We are now settling in and making this new house our home. We are more than happy to pass along your business information to as many people as we can so that they can also experience the fantastic service we received from you and Karen.

Julie & Denny Hare
Georgian Bay and Muskoka Lakes

Our family and friends had 15 great years of enjoying this beautiful area when we decided that it was time to list our cottage with the Phillips Team. It was a very tough decision for us as we certainly had a lot of great times with family and friends. The Phillips Team were great to deal with as they worked very hard to sell our property. They were constantly in contact with us, providing us updates and also advice on things that we could do to sell our property. I would highly recommend the Phillips Team to anyone who is interested in selling their property as they are very professional and also very personable to deal with. Thank you Gary and Karen!

Paul & Dianne Glasgow
Whitby, ON


No one knows the Georgian Bay like Gary Phillips does! As an experienced realtor, a boater and sportsman, and a cottager, his expertise is both historical and local. He works with in–depth experience of not just the area around Massasauga Park but as far south as Collingwood and Honey Harbour and as far north as Parry Sound and all the Muskoka Lakes. The most effective part of working with Gary is that he immediately grasps what you are looking for. He will not waste your time showing you properties that don’t meet your requirements, your budget, or your lifestyle. His precise knowledge of past and current listings gives him the ability to steer the client to precisely the property that will be both a recreation property and an investment. No hard sell here, just careful listening and personalized attention. He will also put you in contact with some of his recent clients to assuage any buyer anxieties you may have. VENDORS – Gary is legendary for his ability to sell properties that other realtors could not sell. If you start with him, you will save yourself much time and energy. No cottage buyer will find a better realtor to work with.

Dr. Claudia C., London, Ontario

was by far the easiest and quickest of five properties that we have purchased or sold. Gary Phillips is a knowledgeable, hard working, and engaging realtor. He takes the time to listen, to educate, and then he shows you a carefully chosen array of options that fit your requirements. Your time is respected, and the advice that he gives is thoughtful, practical, and perceptive. Don't be surprised if he finds what you are looking for the very first time out - this is what happened to us. It was disconcerting, and we wondered if we were being too precipitous...but what a joy! Gary and Karen are consummate professionals who are a delight to work with - they have our strongest recommendation.

Michael, C., Ph.D., London, ON

I have been involved with real estate for many years and have spent much time working with real estate agents in both urban and country settings. I met Gary at the Fall Cottage life show last year and was impressed by his knowledge and passion for real estate in the Parry Sound district. I explained to Gary that I have been looking for a recreational property for some time, and shared with him my expectations for a cottage. He listened intently to me and, in turn asked a number of poignant questions. !

Gary was very good to keep in touch with me, and he provided me with information that was relevant and current. This helped me to make a decision when the right place came along.

Gary kept me informed, but also gave me the space and time that I needed to make an informed choice. Gary and I researched and visited a number of recreational properties and I fell in love with one in particular. Once I made the decision to make an offer, I came to realize that Gary’s skills and abilities as both a negotiator and savvy business person were exceptional. He kept me informed of all aspects of the process and I felt very confident in his abilities to represent me and my best interests in the purchase of a cottage property. He was able to negotiate a deal for me and I finally have the cottage that I have been longing for for years. !

Gary was just excellent. Once the negotiations were completed, Gary walked me through every aspect of closing the deal. He was also really kind and made sure that I was well informed about many aspects of cottage ownership that I was less familiar with. He is a very community minded guy and since I have moved into my cottage, I have had the pleasure of being introduced to many of the wonderful people in my cottage community thanks to Gary and his wife, Karen. I would definitely recommend Gary if you are looking to work with a business minded, experienced and very well informed real estate professional. !

Thanks again Gary!!

Margaret & Dan P., Toronto, ON

My wife Ann and I met Gary at the 2011 Fall Cottage Life Show in Toronto. He was the only Realtor who had a booth in the show which we saw as very wise, showed excellent initiative and business savvy. We shared with Gary, our hopes and dreams for a property on Georgian Bay. He listened to all of the things that we were looking for in a cottage property, and asked very poignant questions of us throughout our conversation.

We worked with Gary over a relatively short period of time and he ended up finding us the perfect property on Georgian Bay. Our cottage property is amazing, and even more than we ever hoped to have. Gary was extremely professional, worked diligently for us and kept us informed of progress on a regular basis. As well, Gary has an exceptional knowledge of recreational/cottage property, Georgian Bay, and the marketplace. He is extremely respectful, is always enthusiastic, and his quality of work is simply outstanding.

Our experience working with Gary was exceptional. He is a very honest, professional Realtor who takes pride in his work. We are thrilled with our purchase and are so pleased to now consider Gary a personal friend. My wife Ann and I recommend Gary to anyone wanting to buy a cottage property in Muskoka/Georgian bay, knowing he will work tirelessly to meet the needs of his clients.

Ann & Reg McGuire
Toronto, ON

We had a whirlwind of a cottage shopping experience last Summer - purchasing a cottage on Georgian Bay after just one full day of viewing - and we couldn't have asked for a better Realtor than Gary Phillips. Completely thorough and knowledgeable in the intricate details of real estate, he also brings a great energy and commitment to his role.

Leading up to our cottage hunting marathon, Gary was efficient and thorough in all his communications, asking for extensive details about our goals and preferences to ensure that he understood the type of cottage property we would be happy with.

Gary seemed to know the area we were looking at very well, and could give us the "ins and outs" of each property we found online ( searches, enabling us to create a list of "cottages to view" that was accurate and had strong potential.

During our viewing day, he was very generous with his time and input - not overbearing, but honest, clear, and genuine in looking out for our interests. In the aftermath of our decision to buy, Gary was incredibly proficient with the purchase process, providing excellent advice and communications during that busy period between offer and closing.

Gary's energy and generosity didn't stop at closing. He has been an incredible cottage neighbour to us, helping us several times, for example with purchasing a boat, helping us navigate to the cottage in our first experience at night boating (without our own spotlight!), and helping us to move gear and supplies in a larger boat. He has gone above and beyond what's expected of a Realtor, and we feel very fortunate that we chose him to represent us in our search for a cottage.

Shirley Hunt
London, ON

My husband and I met Gary at the Fall Cottage Life Show. We were very impressed by his knowledge and enthusiasm for the cottage lifestyle. He really knew what he was talking about and was able to drill down to understand what we were looking for in a cottage. We spent a lot of time communicating with Gary and providing him with feedback regarding our needs and wants and he really listened. Once we agreed on a schedule to look at cottage properties, we were very impressed with how Gary was able to identify properties that were very interesting to us. He really seemed to understand the elements of the cottage lifestyle we were interested in. This was very important to us also as we are very busy people, and didn’t have a lot of time to look for a cottage property.

As it turns out, we found the perfect cottage for us and our family. Gary was able to negotiate very effectively and ultimately we purchased the cottage of our dreams. Gary was thorough, professional, knowledgable and very personable. He made our cottage buying experience a very positive one and we would highly recommend him to anyone wanting to buy a cottage in the Parry Sound area.

Thanks again Gary! We will definitely keep in touch.

Joanne & David S., Toronto, ON

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